APY = Annual Percentage Yield. Rates effective as of 12/01/2017. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $25 2.9595% 3.00%
$10,000+ $25 0.2996% 3.00% to 0.55%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 automatic payment (ACH) post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

 

Kasasa Saver*Learn More

Balance Minimum to Open Rate APY
0 - $50,000 $25 0.9954% 1.00%
$50,000+ $25 0.2996% 1.00% to 0.53%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least 1 automatic payment (ACH) or bill payment post and settle
  • Be enrolled and receive e-statement

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

 

Savings AccountsLearn More

Account Minimum to Earn Interest APY
Savings Account $0+ 0.03%

Money MarketLearn More

Balance APY
$0 - $2,499 0.03%
$2,500 - $9,999 0.03%
$10,000 - $24,999 0.05%
$25,000 - $49,999 0.10%
$50,000+ 0.15%

Certificates of Deposit (CDs)Learn More

Term Rate APY
3 Months 0.05% 0.05%
6 Months 0.15% 0.15%
12 Months 0.25% 0.25%
18 Months 0.30% 0.30%
24 Months 0.41% 0.41%
36 Months 0.55% 0.55%
48 Months 0.85% 0.85%
60 Months 1.00% 1.00%

Penalty for early withdrawal.