Lock in your rate — get guaranteed returns. And guaranteed is always good for your bottom line.

Key Features

Competitive interest

Competitive interest

No setup or maintenance fees

No setup or maintenance fees

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open

*Terms of 3 and 6 months have a penalty of 3 months interest. Terms greater than 6 months to 24 months have a penalty of 6 months of interest. Terms greater than 24 months have a penalty of 12 months of interest.