Rates Calculator

Earn really high interest — plus refunds on ATM withdrawal fees, nationwide.*

Key Features

  • Really High Interest
  • Refunds on ATM Withdrawal Fees
  • Discounts on Mid-Missouri Bank Loans
  • No Monthly Maintenance Fees
  • Free checking that pays high interest
  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.55% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • Discounts on Mid-Missouri Bank loans
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free mobile and online banking
  • Free Mastercard® debit card
  • e-Statements required to open and maintain the account
  • $25 minimum deposit to open

It’s easy to earn your rewards

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 ACH credit or ACH payment transaction 

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

2024 Qualifying Cycle end dates, all dates conclude at 6 PM Central Standard Time.

  • January 16
  • February 20
  • March 19
  • April 16
  • May 14
  • June 17
  • July 16
  • August 20
  • September 17
  • October 15
  • November 19
  • December 17

*Earn 3% APY on account balances up to $10,000 and 0.30% APY on balances over $10,000 if qualifications are met. To qualify, have at least 12 Point of Sale transactions and at least one ACH Debit or Credit post and settle during each monthly qualification cycle. Earn 0.05% APY if qualifying criteria are not met. Receipt of e-Statements is a condition of account opening. One KASASA Checking account per individual taxpayer ID number. Blended “Annual Percentage Yield (APY)” range from 3.00% to 0.55%, as of November 28, 2017, based on qualifying balances up to $110,000. This rate may change after the account is opened. Not available to commercial or government accounts. $25 minimum deposit to open account.