How to Enter: To enter our Mid-Missouri Bank debit card monthly swipe contest, simply use your Mid-Missouri Bank debit card for purchases and payments. Every debit card purchase or payment transaction is an automatic entry and 3 monthly winners will win at least $1,000 each. Online purchases with a Mid-Missouri Bank debit card are also automatic entries. If any of the winning purchase transactions were made using mobile wallet/digital wallet technology linked to your Mid-Missouri Bank debit card, the prize for that winning swipe doubles to $2,000. Mobile wallet/digital wallet swipes include payments made using Apple Pay, Samsung Pay and Google Pay when linked to your Mid-Missouri Bank debit card; plus many online and automated monthly payments made with a MidMo Bank debit card.

How to make a debit purchase with your Mid-Missouri Bank debit card:

  • When making an in-person retail purchase, swipe or insert your debit card into the merchant’s debit card reader and be sure to select debit, and enter your debit card pin if prompted
  • When making an in-person mobile wallet/digital wallet purchase, hold your smart device over the merchant’s near-field technology-enabled card reader to provide your payment information. Be sure your Mid-Missouri Bank debit card is top of wallet in your device’s app to receive credit for that purchase being an entry into the contest.
  • Pay with your Mid-Missouri Bank debit card when making online purchases and making monthly payments such as Netflix, electric bills, etc.
  • Link your Mid-Missouri Bank debit card to your shopping and drive-thru apps such as Amazon, Walmart, McDonald’s and Wendy’s

How the monthly winners are selected: We will randomly select three debit card purchases each month and verify that none of the three purchases were made by a Mid-Missouri Bank or Mid-Missouri Insurance employee or customer sharing the same primary address as any MidMo employee. The more Mid-Missouri Bank debit card payments and purchases you make, the better your chances to win at least $1,000 each month.

How the winners are contacted: A Mid-Missouri Bank representative will contact each winner at the phone number on file associated with the Mid-Missouri Bank checking account tied to the debit card making the winning purchase.

Terms and Eligibility Rules:

  1. Must be a Mid-Missouri Bank deposit account customer to participate. Only one prize per person and per household will be awarded.
  2. Both personal banking debit card swipes and business banking debit card swipes are eligible
  3. Payments under dispute are not eligible to win
  4. Payments from accounts that are no longer open or no longer in good standing at time of winner selection are not eligible to win
  5. Each Mid-Missouri Bank debit card transaction will qualify as a separate and unique monthly entry.
  6. ATM transactions and account transfer activity do not qualify as entries.
  7. If we are unable to contact any winner by phone after 10 days and 5 reasonable attempts to reach the winner by phone, the original winner will forfeit all winnings and we will select a new winner. We will repeat this process until 3 monthly winners are contacted.
  8. Must be a legal resident of the United States, who is 18 or older, and a Mid-Missouri Bank customer to win. Void where prohibited or restricted by law.
  9. Odds of winning depend on number of entries received each month.
  10. Each month’s eligible entries will be taken from Mid-Missouri Bank debit card transactions that post and settle from 12am on the 1st of the month until 11:59pm on the last day of the month
  11. Attempts to contact winners by phone will begin the first week of each following month, as soon as is reasonable possible.
  12. Mid-Missouri Bank reserves the right to cancel, modify or suspend the contest at the end of any month or if any problem prevents the contest from running as planned.
  13. Mid-Missouri Bank is not responsible and cannot be held liable for any technical problems that prevent the contest from running as intended.
  14. Entrants agree to release and hold Mid-Missouri Bank harmless against any claim associated with the contest.
  15. Mid-Missouri Bank will deposit winnings directly into winner checking accounts and issue each winner an IRS Form 1099-MISC.
  16. Mid-Missouri Bank deposit account debit card customers may enter the contest without making a debit card purchase by mailing or otherwise delivering a letter stating intent to enter the contest, addressed to P.O. Box 14740, Attn: Marketing, Springfield, MO 65814. Entries must be received by the end of the qualifying month to be considered for that month. Each eligible letter will qualify as 1 entry.
  17. Official rules are determined by the state laws of Missouri.
  18. To obtain a copy of any legally required winners list or a copy of these official rules, send the applicable requirements and a self-addressed stamped, #10 envelope to Mid-Missouri Bank, Attn: Marketing, P.O. Box 14740, Springfield, MO 65814. Request must be received no later than 10 days plus 6 months for the name of the winner, and by the end of the promotion, for a copy of the rules.