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Mid-Missouri Bank has the right product and service for every financial need and every lifestyle. Spend your
personal time enjoying your personal life, not waiting to pay.

Compare these checking accounts and choose the best one for you. 

Reorder Checks          Download Our Apps




Best if you want discounts on Mid-Missouri Bank products and Free Anywhere ATM use.

Open Today


Best if you want to earn high interest on your checking balance and Free Anywhere ATM use.

Open Today


Best if you want a simple checking account that
covers the basics.

Open Today

Classic Club

Best if you want a checking account which provides benefits to those age 50 or better.

Open Today
Interest 1.25% business-checking-check
Free Anywhere
ATM Use 1
Discounts on MMB
Consumer Loans: 2
0.25% Discount with
2 MMB Products
0.50% Discount with
3 MMB Products
0.75% Discount with
4 MMB Products
1.00% Discount with
5 MMB Products
$100 Discount on
closing costs on Fixed
Rate Mortgage Loans 3
Rate Increase on
MMB CD’s 4
Online Banking
with Bill Pay
iPhone App &
Mobile Banking
No Wait
Debit Cards
Free Check Packbusiness-checking-checkbusiness-checking-checkbusiness-checking-checkbusiness-checking-check
Golden Classic
Club Features
Monthly Service

With 18 Point of Sale transactions and e-Statements. Without e-Statements, $1. Without 18 Point of Sale transactions, $5.

Open Today

Earn 1.25% APY on account balances up to $10,000 and 0.25% APY on balances over $10,000. To qualify, make at least 18 Point of Sale transactions and have at least one Direct Deposit posted to your monthly statement and be enrolled in e-Statements. You will earn 0.15% APY if the qualifying criteria are not met. If qualifying criteria are not met and the average balance is not greater than or equal to $500, a $5 monthly charge will be imposed.6

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With e-Statements; otherwise, $3.

Open Today

With combined balances equal to or greater than $2500; otherwise, $7.50.

Open Today


  1. ATM Refunds are limited to $11 per account per month
  2. Discount applied to new consumer products with MMB going forward, not available retroactively.
  3. Discount applied to new fixed rate secondary market loans going forward, not available retroactively. 
  4. 0.10% increase from board rates are applied to new Certificates of Deposits going forward, not available retroactively. Not available for specials. Not automatic, see MMB associate for details.
  5. To qualify for ATM refunds on Focused Interest Checking, you must have at least 18 Point of Sale transactions, one Direct Deposit posted to your monthly statement and be enrolled
    in e-Statements.
  6. One Focused Interest account per primary taxpayer ID#. Blended “Annual Percentage Yield (APY)” range from 0.15%-1.25% as of August 7, 2011. This rate may change after the account is opened. Minimum amount to open account is $100.

*there are minimum opening deposit requirements for these accounts.

How to Use Your Mid-Missouri Bank Account

Deposits    |    Payments    |    Services


Save for a Purpose

Mid-Missouri Bank can help you save for a purpose, whether that be for the down
payment of your dream home, college education, new car, vacation, or just a rainy
day with our savings and money market options.

0.03% APY

Open Today

*Rates as of 10/16/2015 Disclosures.

Determine what type of account matches you the best

Money Market

Best if you want to earn an investment savings rate and still have
the ability to write checks.

BalanceAPY Rate


Open Today


Best if you want a perfect complement to your MMB checking
account that can be used to save for a purpose.

BalanceAPY Rate



Open Today

Buying a Home or

Purchasing a home is a big and complicated decision. Mid-Missouri Bank
will help simplify the process. Mortgage options included Fixed Rate loans,
Adjustable Rate Mortgages, Home Equity Lines of Credit, etc. Which is Right
for you? Your Mid-Missouri Bank Mortgage Expert will walk you through
the many factors to consider when choosing the mortgage to fit your needs.

Residential Lending Options

Apply NowMortgage Rates

Want to lower your payment?

With historic low rates, now is the perfect time to take advantage by refinancing your current mortgage and lower your payment! Your Mid-Missouri Bank Mortgage Expert will walk you through the many factors when choosing the mortgage to fit your needs.


Fixed Rate

Best if you want to have piece of mind that your mortgage payment will not increase for the life of the loan.
Our most popular option.

Get Started

Adjustable Rate

Best if your goal is to have the lowest payment possible and plan on moving in 5 to 7 years.

Get Started


Best if you want to put the equity in your home to work.

Get Started

Mobile Apps    |    Online Banking    |    E-statements

Download Our Free Apps Today

The Mid-Missouri Bank App now allows you to pay bills and deposit
checks from your mobile device.

Learn More


Online Banking

Mid-Missouri Bank’s Online Banking makes it easy and convenient
to access and manage all your accounts – anytime, anywhere!

Learn More

Sign Up for e-Statements

Now you can access your statements electronically as soon as
they are available, without having to wait for your mail!

Learn More