Personal Checking

Mid-Missouri Bank has simplified banking - just determine which account best fits you and apply online. What's more, Mid-Missouri Bank offers time saving features such as eStatements and Mobile Banking Apps.

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Compare and choose these checking accounts to find the best one for you.

 

Focused
Perks

Best if you want discounts on Mid-Missouri Bank products and Free Anywhere ATM use.

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Focused
Interest

Best if you want to earn high interest on your checking balance and Free Anywhere ATM use.

Apply Now

Basic
Checking

Best if you want a simple checking account that covers the basics.

Apply Now

Golden
Classic Club

Best if you want a checking account which provides benefits to those age 50 or better.

Apply Now
Interest   1.25%   Checked
Free Anywhere
ATM Use 1
Checked Checked 5    
Discounts on MMB
Consumer Loans: 2
       
0.25% Discount with
2 MMB Products
Checked Checked Checked Checked
0.50% Discount with
3 MMB Products
Checked      
0.75% Discount with
4 MMB Products
Checked      
1.00% Discount with
5 MMB Products
Checked      
$100 Discount on
closing costs on Fixed
Rate Mortgage Loans 3
Checked      
Rate Increase on
MMB CD's 4
Checked      
Online Banking
with Bill Pay
Checked Checked Checked Checked
eStatements Checked Checked Checked Checked
iPhone App &
Mobile Banking
Checked Checked Checked Checked
No Wait
Debit Cards
Checked Checked Checked Checked
Free Check Pack Checked Checked Checked Checked
Golden Classic
Club Features
      Checked
Monthly Service
Charge
$0 $0 $0 $0
 

With 18 Point of Sale transactions and eStatements. Without eStatements, $1. Without 18 Point of Sale transactions, $5.

Earn 1.25% APY on account balances up to $10,000 and 0.25% APY on balances over $10,000. To qualify, make at least 18 Point of Sale transactions and have at least one Direct Deposit posted to your monthly statement and be enrolled in eStatements. You will earn 0.15% APY if the qualifying criteria are not met. If qualifying criteria are not met and the average balance is not greater than or equal to $500, a $5 monthly charge will be imposed. 6

With eStatements; otherwise, $3.

With combined balances equal to or greater than $2500; otherwise, $7.50.

Disclosures
  1. ATM refunds are limited to $11 per account per month.
  2. Discount applied to new consumer products with MMB going forward, not available retroactively.
  3. Discount applied to new fixed rate secondary market loans going forward, not available retroactively.
  4. 0.10% increase from board rates are applied to new Certificates of Deposits going forward, not available retroactively. Not available for specials. Not automatic, see MMB associate for details. See MMB associate for details.
  5. To qualify for ATM refunds on Focused Interest Checking, you must have at least 18 Point of Sale transactions, one Direct Deposit posted to your monthly statement and be enrolled in eStatements.
  6. One Focused Interest account per primary taxpayer ID#. Blended "Annual Percentage Yield (APY)" range from 0.15%-1.25% as of August 17, 2011. This rate may change after the account is opened. Minimum amount to open account is $100.
* There are minimum opening deposit requirements for these accounts.

How to Use Your Mid-Missouri Bank Account

Depositing money into your Mid-Missouri Bank Account has never been easier.

Access your funds through multiple payment options.

Making your life easier through Banking Options.

View Disclosures