To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What This Means For You
When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see and copy your driver's license or other identifying documents.
Loan Payments are posted/credited on all business days depending on the time you make the payment and the method you use to make the loan payment.
Business Days are Monday-Friday, excluding Federal Holidays.
If you have a late charge that is scheduled to be assessed on a day that is not a business day, you will need to ensure we receive your payment on a business day prior to that date to avoid the assessment of the late charge.
In Person- If you make the payment directly to a bank employee during normal business hours, the payment will be posted on that business day. Most locations will be open by 9AM Central Time to at least 5PM Central Time. If you make a payment to an employee on Saturday, the payment will not be applied until the next business day.
Night Depositories at Mid-Missouri Bank Facilities- If you deposit a loan payment in a Night Depository at a banking location after 9AM that payment will be posted the next business day.
Mid-Missouri Bank ATM Night Depositories- If you deposit the payment in a Night Depository at a Mid-Missouri Bank ATM after 12PM (Noon) Central Time, the payment will be posted the next business day.
Mid-Missouri ATM Cards- If you make a loan payment using your ATM card, the ATM card must be tied to the applicable account numbers you are trying to affect. Loan payments made in this manner will be posted the next business day. A Mid-Missouri Bank staff member can assist you with adding accounts to your ATM card.
Internet Transfers- If you make a loan payment via computer/on-line after 6PM Central Time on a Business Day, the payment will be posted the next business day. If you conduct the transaction before 6PM Central Time on a Business Day, it will be posted the day you execute the transaction.
Mailing Payments- You may mail a payment to any Mid-Missouri Bank location. You should allow at least three days for mailing and realize we may receive the mail on a Non-Business Day which would further delay the posting of the payment. You may obtain the mailing address by calling your local Mid-Missouri Bank location or call 417-877-9191.