Your money should work as
hard as you do.

Whether to grow, refinance existing debt, supplementing cash flow, or meeting
seasonal needs, we have a financing solution that is focused on your needs.

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What are you looking for?

Your Small Business Financing Resource

Mid-Missouri Bank has a number of Small Business Administration (SBA) loan solutions available to businesses like yours. While many institutions offer SBA financing, Mid-Missouri Bank distinguishes itself from other lenders through its expertise, service, and full range of capabilities.

Benefits of SBA Loans:

  • Longer Amortizations
  • No Balloon Payments
  • Low Down Payment
  • Ability to Finance Closing Cost
  • Ability to allow Seasonal Payment as needed

SBA Loans can help your Business Acquire:

  • Enhance cash flow and meet short-term financing needs.
  • Real Estate - For those businesses that are looking to get out of a lease or looking to expand.
  • Equipment - Needing to replace some older worn out equipment, SBA loans have the ability to offer longer terms on this type of collateral.
  • New Business - Looking to acquire a new business but do not have much in the way of collateral, maybe you should try SBA.
  • Working Capital - Enhance cash flow and meet short-term financing needs

How do you know if your Business is SBA Qualified?

The best way to find out whether your business is a qualified SBA candidate is to contact an SBA expert at Mid-Missouri Bank. In short if your business operates in line with the following, your business could be eligible;

  • Operates as a for profit business
  • Opened to the general public for business

Real Estate Financing

Available for purchase, refinancing, or cash out of a Commercial Real Estate property. Includes commercial buildings, rental/investment properties, and agricultural real estate.

We offer competitive financing options including

  • Fixed and variable rate financing available
  • Up to 25 year term
  • Up to 80% financing
  • Competitive rates
  • Local decision making with prompt response to loan requests

Working Capital Financing

Enhance cash flow and meet short-term financing needs.

We offer competitive financing options including

  • Flexible terms to match the cash flow of your business
  • Competitive rates
  • Personal service from your local loan officer
  • Local decision making with prompt response to loan requests

Agricultural Financing

Grow and enhance your herd or crops with loans tailored for the complexities of the agricultural industry. Mid-Missouri Bank offers financing for a variety of agriculture needs, including land, livestock, crops and operating needs.

We offer competitive financing options including

  • Competitive rates
  • Additional opportunities offered through USDA and FSA programs
  • Highly specialized lenders are knowledgeable in all aspects of agriculture
  • Local decision making with prompt response to loan requests

Equipment Financing

If you need to purchase equipment for your business.

We offer competitive financing options including:

  • Up to 75% financing
  • Variable and fixed rate options
  • Flexible terms to meet equipment needs
  • Competitive rates
  • Local decision making with prompt response to loan requests

Floor Plan Line of Credit

For financing inventory held for retail/wholesale purposes.

We offer competitive financing options including:

  • Flexible terms to match your business needs
  • Competitive rates
  • Personal service from your local loan officer
  • Local decision making with prompt response to loan request